Buying a Business Is the Biggest Financial Decision You'll Make. Get the Numbers Right.

Sellers present their best numbers. We verify what's actually there.

• Quality-of-Earnings analysisWe normalize EBITDA, identify add-backs, and surface any revenue or expense anomalies before you're committed.
• Working capital assessmentKnow how much cash the business needs to operate — and negotiate working capital targets that protect you at close.
• SBA-ready financial packageWe build the lender package your bank needs — pro forma, projections, DSCR, use-of-funds — to get your financing approved.
• Independent financial modelValidate the seller's projections against realistic assumptions — so you're not paying for growth that was never going to happen.
• Post-close CFO supportDay-one KPI dashboard, 100-day financial plan, and ongoing monthly CFO advisory through your first year.

Buyers discount what they can't verify. Clean financials command a premium.

• Sell-side QofE preparationWe identify and document legitimate add-backs before a buyer's team finds reasons to reduce your price.
• Clean, lender-ready booksBuyers need financials their lender will accept. We make sure your numbers survive diligence without surprises.
• Defensible valuation supportWe build the financial narrative that supports your asking price — EBITDA normalization, growth documentation, margin story.
• Faster path to closeDeals die in diligence. Sellers with clean, organized financials close faster and with fewer re-trades.
• Transition planningWe help you document key financial processes so the business can run without you — which buyers pay more for.

Acquisition financing stalls when the financial package isn't built for underwriting.

• SBA 7(a) and conventional packagesWe build acquisition packages to your underwriting standards — normalized EBITDA, pro forma, DSCR, and use-of-funds.
• Quality-of-Earnings summaryProvide your credit team with an independent QofE that validates the earnings your borrower is projecting debt service from.
• Working capital analysisDocumented working capital requirements, seasonality adjustments, and current ratio analysis for your credit memo.
• No back-and-forthWe build the package correctly the first time. If your underwriter needs revisions after submission, we make them at no additional cost.
• Post-close monitoring supportBuyers who engage us for ongoing CFO services give you a financial professional watching covenant compliance month to month.